REGRET!
I often wonder why we have such a clearly defined maryada (protocol) in removing the kachera (one leg out of the old one and then put one leg in to the new kachera).
In the same way, Guru Sahib Ji protects a Gursikhโs honour here and never lets them become naked. In the same way when a Gursikh goes to dargah (Vaheguroo's court), their honour will be kept and they won't be disrobed there either. Only the one who was naked here by never following the Guru's teachings will experience "Nangaa dojak chaaliyaa taa disaaa kharaa daraavnaa".
Guru Sahib will always protect the honour of his Sikhs, if they are willing to follow the loving path of Sikhi. He will never let them down. He will remain with them through thick and thin.
The only problem is, we lose faith in Guru Sahib. We begin to think life is a hurdle that can easily be lived without Guru Ji. We might have many ups and mostly be on a high but with ups come the extreme lows too. The balance can only be found through steadying the mind and controlling its thoughts and emotions. At this point, the mind becomes very relaxed and still. Once we've experienced this stillness, then one will never try to occupy their mind with excessive clutter again.
The peace one experiences is too powerful to lose!
This is when the soul bride returns to the lord's court imbued and dyed in the colour of Vaheguroo's name. Their honour is saved, their soul is liberated and their mind is forever uplifted.
Guru Nanak Dev Ji Says, kaparr roop suhaavanaa shhadd dhuneeaa a(n)dhar jaavanaa ||
Abandoning the world of beauty, and beautiful clothes, one must depart.
He obtains the rewards of his good and bad deeds.
He may issue whatever commands he wishes, but he shall have to take to the narrow path hereafter.
na(n)gaa dhojak chaaliaa thaa dhisai kharaa ddaraavanaa ||
He goes to hell naked, and he looks hideous then.
He regrets the sins he committed.
Vaheguroo!